It can be uncomfortable for St. Paul residents to confront unpleasant thoughts about what might happen in their future. This is often a driving reason for why individuals may not engage in estate planning, as the thought of passing on and not being alive is one that many would like to avoid if possible.
As members of generations continue to live longer, it is becoming more likely senior citizens will need some type of long-term care. In fact, the U.S. Department of Health and Human Services found about 70 percent of those who reach age 65 will need some form of long-term care, lasting an average of three years. And this medical care can be expensive.