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January 2019 Archives

Common examples of deceptive trade practices

Some people in this world do not follow sound ethical principles when they conduct business with others. It's important to always be on the lookout for these people, but it's not always obvious when we're about to become a victim of a dishonest business person. That's why Minnesota state law protects you from deceptive trade practices. If someone sells you something, for example, and it's not a fair trade, you might have the ability to pursue legal action and try to get your money back.

What happens if I sell my home for less than my mortgage?

We live in an era in which government shutdowns, layoffs, high medical costs and divorce can all financially cripple a family. While some lenders may be willing to extend a due date out for a few weeks or months, others may not. If you're struggling to make mortgage payments, then you may be considering downsizing your home. If the market is performing poorly or there's little equity built up in it, then you may be wondering what to do next.

Mortgage broker and real estate law vocabulary you should know

Whenever you approach a new topic of study – like mortgages and mortgage law – the most important thing to get down first is the "lingo." There are countless vocabulary words related to the mortgage industry, many of which you might not know the definitions. So let's do a brief vocabulary review of a few terms that your mortgage broker and real estate attorney probably know:

Advice to avoid commercial property zoning problems

One of the most important things to keep in your sights when deciding whether to purchase a piece of commercial property relates to zoning. Zoning rules regulate the types of activities you can use your property for. For example, if it's a residentially-zoned property, you can't use it for a factory, and so forth. Many business people and investors have lost a lot because they bought a property or agreed to a long-term lease on a property for a specific purpose, only to find out that they are barred from using for that purpose later.