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November 2016 Archives

What is a Federal Housing Administration loan?

If you're considering obtaining a Federal Housing Administration loan, you should understand exactly what it is. The Federal Housing Administration lends to borrowers who obtain mortgage insurance. The insurance protects the lender from a loss if the borrower defaults, which is why FHA loans are issued with lower interest rates and more flexible qualifications.

Commercial real-estate market faltering in 2017

Commercial real estate defaults have become a concern in 2016, indicating that the U.S. commercial property sector might be coming up on a slowdown in 2017. According to a Nov. 15 news report, the amount of money needed to purchase commercial real estate is going to increase, and purchasing is going to become more complicated in the future thanks to new regulations.

Arbitration can help you stay out of court

Arbitration can help you if a real estate dispute can't be handled privately. Arbitration itself is when you and the other party, with the help of your attorneys, submit documents about each of your sides of the story relating to a real-estate dispute to an impartial third party. This is an alternative to the court system and means you won't have to go through a trial or have a judge presiding over your case (although a judge may be the arbitrator in some cases).