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November 2013 Archives

Long term care planning can prevent financial problems in future

As members of generations continue to live longer, it is becoming more likely senior citizens will need some type of long-term care. In fact, the U.S. Department of Health and Human Services found about 70 percent of those who reach age 65 will need some form of long-term care, lasting an average of three years. And this medical care can be expensive.

Is there anything you shouldn't put in your will?

Creating a will is an essential part of any estate plan. A will documents how your assets will be distributed after you pass away. While there are many benefits of having a will, many people don't have one in the United States. A will can make sure your wishes are carried out and can also provide guidance on who should care for your minor children if you pass away. 

Think of your family during estate planning

Estate planning is an essential part of planning for the future. Many people know that creating an estate plan is important, but actually making an estate plan can seem challenging. Many couples with adult children struggle with how to address inheritance and other estate planning matters.